Central Government Funded Organizations
A patient can avail one of several schemes to ease some of the financial load which they may have to bear during the course of treatment.
(1) Prime Minister's National Relief Fund (PMNRF): This relief fund was established by the then Prime Minister, Pt. Jawaharlal Nehru in January, 1948, with contributionsfrom public to assist displaced persons from Pakistan. The resources of the PMNRF are now utilizedprimarily to render immediate relief to families of those killed in natural calamities like floods, cyclones and earthquakes, etc. and to the victims of the major accidents and riots. Assistance from PMNRF is also given to meet the expenses partially for medical treatment like heart surgeries, kidney transplantation, cancer treatment, etc. The fund is recognized as a Trust under the Income Tax Act and the same is managed by Prime Minister or multiple delegates for national causes.
How to Apply
Documents required to be enclosed by the applicant along with Application
List of hospitals empanelled with the PMNRF is posted separately at the PMNRF website which could be used by the applicant for reference at the time of applying for grant. After receipt of application, the same is considered and disbursements are made at the sole discretion of the Prime Minister, keeping in view availability of funds and prior commitments of the PMNRF.
(2) Ministry of Health & Family Welfare is giving financial assistance to the poor patients for treatment at different hospitals in all over the country under the following two schemes:
(a) Rashtriya Arogya Nidhi (RAN)
Ministry of Health &Family Welfare, Government of India is giving financial assistance to the poor patients for treatment at different hospitals in all over the country under this scheme.
Eligibility and Procedure
Quantum of Assistance
How to Apply
Documents Required Needed to submit in original in Health Ministry along with Application form for assistance under RAN
For more details click here.
List of Super Speciality Hospitals where the treatment can be taken from this fund
(b) STATE ILLNESS ASSISTANCE FUND (SIAF)
All State Govts./UT Administrations have been advised vide Ministry of Health & Family Welfare letter dated 11/11/96 to set up an Illness Assistance Fund in their respective States/UTs. Grant-in-aid from Central Government would be released to each of these States/UTs (with Legislature) where such Funds are set up.
The State/UT level Funds could also receive contributions/donations from donors, as mentioned for RAN.
Quantum of Financial assistance
The Illness Assistance Fund at the State/UT level would release financial assistance to patients living in their respective States/UT up to Rs. 1.50 lakh in an individual case and forward all such cases to RAN, where the quantum of financial assistance is likely to exceed Rs. 1.50 lakh.
The following States/UTs (with Legislature) have set up Illness Assistance Fund
Karnataka, Madhya Pradesh, Tripura, Andhra Pradesh, Tamil Nadu, Himachal Pradesh, Jammu & Kashmir, Maharashtra, West Bengal, Kerala, Mizoram, Rajasthan, Goa, Gujarat, Sikkim, Bihar, Chhatisgarh, Jharkhand, Haryana, Uttarakhand , Punjab, Uttar Pradesh and Manipur and the NCT of Delhi and Puducherry.
For the UnionTerritories, which do not have legislaturewill be sanctioned a budget outlay out of the NIAF. Patient taking treatment in his State has to avail assistance from State Illness Fund (where such fund has been set up) provided medical estimate does not exceed Rs.1.50 lakh. Cases of where the estimates are above Rs.1.50 lakh to be referred by States for assistance from RashtriyaArogyaNidhi (Central Fund) by the Ministry of Health & Family Welfare.
Eligibility for Assistance under RAN and SIAF
(3) Central Government Health Scheme (CGHS): Applicable for retired Central Government employees and dependents. For providing better cancer treatment facilities to CGHS beneficiaries, one private hospital in Hyderabad and 10 Private hospitals in Delhi have been empanelled in June 2011 under CGHS exclusively for Cancer treatment as per the rates of Tata Memorial Hospital for Cancer Surgery. In addition, patient can avail cancer treatment at approved rates from any hospital, where facilities for cancer treatment are available.
(4) Railway concession for cancer patient and one bystander: Travel for the patient is totally free. The bystander has to pay only 25% of the actual II class fare. This concession is applicable only for travel from nearest hometown station to treating cancer hospital/cancer institute and back.
Form can be downloaded here.
(5) Air concession for cancer patient: Patient has to pay 50% of the basic fare of the normal economy class. This concession is applicable only for those persons who are resident of India and suffering from cancer and are travelling for the purpose of medical check-up/treatment.
Required Documents: An application from the passenger stating that he/she is proceeding for treatment supported by a certificate issued by cancer hospital or an institute. Form can be downloaded here.
Eligibility & Procedure
Quantum of Assistance:
How to apply: BPL family will have to pay Rs.30/- as a registration fee at the time of card issuance. Rest of the premium shall be borne by the State and Central Govt. to Insurance Company.
Note: Apart from these centrally funded schemes many State Governments and Non Government Organizations (NGO) also provide aid for cancer patients. The readers are advised to visit their respective websites for more information.
Chief Minister's relief fund
The Chief Minister’s relief fund provides required treatments to the distressed people affected by the major natural calamities like flood, drought, fire accident etc, and it also provides the financial assistance to the needy individuals for their treatment of cancer, cardiac surgery, kidney transplant, liver and multi-organ failure etc.
To avail Chief Minister’s relief fund, application form should accompany the following documents:
The following States/Union territories (with legislature) have set up Illness Assistance Fund: Karnataka, Madhya Pradesh, Tripura, Andhra Pradesh, Tamil Nadu, Himachal Pradesh, Jammu & Kashmir, Maharashtra, West Bengal, Kerala, Mizoram, Rajasthan, Odisha, Goa, Gujarat, Sikkim, Bihar, Chhatisgarh, Jharkhand, Haryana, Uttarakhand , Punjab, Uttar Pradesh and Manipur and the National Capital Territory of Delhi and Puducherry.
The following States have not yet set up the States Illness Assistance Fund